Medical Insurance and Sleep Apnea – Mangum, OK
Your Medical Insurance Can Help You Sleep Soundly
Medical insurance is useful for endless purposes. It can help you pay for a range of healthcare services, from preventive checkups to diagnostic tests to complex surgeries and prescription medications. But did you know that your health insurance may also help you afford sleep apnea treatment? On this page, we will dive into sleep apnea insurance coverage and how our team may be able to help you get as much as possible out of your benefits.
How Medical Insurance Works
Every medical plan is unique, so there is no way of saying for absolutely certain what your policy might cover. However, we can provide some basic information on how most plans work:
- Sleep testing and sleep apnea treatment (including oral appliances) are both covered. However, you should keep in mind that your insurance company might require you to get pre-authorization before you commit to treatment.
- You may have to pay a deductible. A deductible is the amount you must pay out of pocket before your insurance kicks in to help.
- Coinsurance and copays are common. Coinsurance is a percentage of a service’s cost that you must pay, while a copay is a set dollar amount that you must pay. Most plans have either a coinsurance or copay, not both.
If you are unsure of how your medical plan works, its online portal might give you access to valuable information. The team at EZ Sleep Solutions is also ready to help you navigate and use your coverage.
Medical Insurance vs. Dental Insurance
Even though Dr. Lively is a dentist, dental insurance is not applicable to the sleep apnea services he offers. That’s because dental insurance’s primary purpose is to help patients achieve and maintain healthy teeth and gums. It is used for treatments like fillings, cleanings, crowns, and bridges. Medical insurance has a broader scope. It focuses on helping policyholders cope with a variety of conditions that affect head-to-toe wellness, including sleep disorders.
In-Network vs. Out of Network Coverage
At EZ Sleep Solutions, we are pleased to help patients take full advantage of their PPO medical coverage, regardless of whether we are in a plan’s network.
To be in-network with an insurance plan means that the insurance company and a medical practice have a contract that controls prices. This helps the insurer and policyholder to save money. Get in touch with us to find out if we are in your plan’s network.
Out of Network
Even if we are not in your plan’s network, you might still be able to use your benefits here. We’ll file claims for you and do our best to help you understand your policy. Simply give us your insurance information before your appointment so we can get started on helping you get the most out of it.
Do you have medical insurance that you would like to use for sleep apnea treatment? Get in touch with us today to let our team assist you in using your benefits.